Privacy Policy

Effective Date: [Insert Date]

PayGo Insurance Services (“PayGo” or “we”) respects your privacy and is committed to protecting the information you provide through our website. This Privacy Policy explains how we collect, use, disclose, and retain information when you visit our website or communicate with us online. By using this website, you agree to the terms of this Privacy Policy.

Information We Collect

We collect personal information that you voluntarily provide when you request a quote, complete a contact form, apply for appointment information, or otherwise communicate with us. This may include your name, email address, phone number, business name, business address, payroll information, and other details necessary to evaluate and provide workers’ compensation insurance solutions.
We may also automatically collect certain technical information, including IP address, browser type, device information, pages visited, time spent on the site, and referral sources. This information is collected through cookies or analytics tools to improve website functionality and performance.

How We Use Information

We use collected information to respond to inquiries, process quote requests, evaluate appointment submissions, communicate regarding services, improve website performance, and comply with legal and regulatory requirements. We do not sell personal information.

Information Sharing

Information may be shared with insurance carriers, underwriting partners, and service providers as necessary to provide workers’ compensation insurance solutions or operate our website. We may also disclose information when required by law or regulatory authority.

Data Security

We maintain reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain personal information only as long as necessary to fulfill business purposes, comply with legal and regulatory requirements, resolve disputes, and enforce agreements. When information is no longer required, we take reasonable steps to securely delete or anonymize it.

SMS/Text Communications

If you provide your mobile phone number, you consent to receive service-related text messages regarding quotes, appointments, or business communications. Message frequency may vary. Standard carrier rates may apply. You may opt out at any time by replying “STOP” or contacting us directly. We do not share mobile numbers for marketing purposes.

Third-Party Links

Our website may contain links to third-party websites. PayGo is not responsible for the content or privacy practices of external sites.

Children’s Privacy

Our services are intended for business professionals. We do not knowingly collect information from children under 13.

Your Rights

Depending on your state of residence, you may request access to, correction of, or deletion of your personal information by contacting us directly.

Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted with an updated effective date.

Contact Information

PayGo Insurance Services
[Insert Address]
[Insert Phone Number]
[Insert Email Address]